

Advancing the “Y” in MONEY to an “X” — MONEX.
In the film 2001: A Space Odyssey, the computer that plays the central role is named HAL. It’s said that the name was created by taking each letter of “IBM” one position earlier in the alphabet — a subtle nod to a future version of a computer. I’ve always liked that film, and inspired by the shift from HAL to IBM, I replaced the “Y” in MONEY with an “X” to name our company MONEX when we founded it in 1999.
Our aim was to design and offer new ways of engaging with money in the future. That vision is embedded in our name.
Now, 26 years have passed. The future we once imagined is now part of the past. But in truth, the future is always ahead of us — it never truly arrives. It exists only in our imagination. That is precisely why MONEX continues to imagine the future and deliver services that support how people live in a new era. We are building the foundation to turn those ideas into reality.
The power to envision the future.
The power to realize it.
The power to sustain it.
These might also be called Innovation, Management, and Governance.
MONEX will continue to harness these three strengths to create value for our customers, shareholders, and society as a whole.
OKI MATSUMOTO
Chairman of the Board
MONEX GROUP, INC.